Wednesday, July 15, 2009

I Don't Want to be in Trouble

The other day my bank called me. I got a little bit worried because someone might be withdrawing money in my behalf so I asked it immediately. Fortunately that is not the case. She told me that my credit card will be delivered soon and I need to get it personally or I will give authorization just in case I am not there to get the card.

It got me thinking because in the 1st place I didn’t apply for any credit card in my bank. She told me that I had been given a privileged by my bank to have a credit card because they said I handle my account well. With that I don’t have to submit any papers and the 1st yr of my annual fee is waived already. She said not all are given the opportunity like that. Hmmmm…. so I am a good client huh..

Anyway, I’m still waiting for the credit card to arrive and if it is my hands already I will try my very best not to use it. I know there’ll be temptations esp. if I’ll bring it during my shopping. If ever I will use it, I’m keeping my fingers so that I can pay the interest on time. I know if I will not pay it or if I will run from that responsibility a collection agent will run after me and I don’t want to end up like that hehe. Companies these days are very strict in collecting debts so they hire collection agency like American Profit Recovery to collect money for them. So for those running away from their debts better watch out and be responsible enough.

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